Calculate regular, overtime, and double-time pay for a week — plus your true effective hourly rate.
Ready to Calculate
Enter your weekly hours, then click Calculate to see results.
| Type | Hours | Multiplier | Pay |
|---|
The NeftCal overtime pay calculator turns a workweek into a full pay breakdown: regular pay at your base rate, overtime pay at a premium multiplier (time-and-a-half by default), and double-time pay at twice your rate — all rolled up into total weekly pay, an effective hourly rate, and an annualized projection. It's built for hourly employees checking a paycheck, payroll and HR teams estimating labor cost for a week with extra hours, and managers who want a quick, defensible number before approving additional shifts.
Unlike a plain time-and-a-half calculator that returns a single figure, this tool separates each pay tier so you can see exactly where the extra money comes from. You enter your hourly rate, the standard hours threshold for your week (40 by default), the hours worked in each tier, and the multipliers that apply — 1.5x for overtime and 2.0x for double-time, both editable so they match state, union, or company-specific rules. The calculator multiplies each tier's hours by your rate and its multiplier, sums the three results into total weekly pay, divides by all hours worked for your effective hourly rate, and multiplies by 52 for an annualized figure.
Hourly employees reconciling a paystub or deciding whether a double shift is worth the hours; payroll and HR staff producing a quick estimate without opening full payroll software; small business owners budgeting labor for a busy week; and freelancers comparing what overtime-style pay would earn them against their own rate structure.
Time-and-a-half math is easy to get wrong by hand, and double-time makes it worse — mistakes compound when more than one premium tier is in play. The effective hourly rate is the figure that cuts through the noise: it blends every tier into one number, so you can compare a week with heavy overtime against a quiet week, or judge whether picking up extra hours is genuinely worth your time relative to your base rate. Employers use the same arithmetic to keep labor budgets honest.
Each pay tier is priced separately from your hourly rate, then combined into total weekly pay
Hours up to your standard threshold, paid at the base hourly rate with no multiplier — the anchor of the week's earnings.
Hours beyond the threshold, typically at 1.5x the base rate (time-and-a-half) under US federal law. Only these extra hours earn the premium.
Additional premium hours at 2x the base rate, common in some states after very long shifts or on a 7th consecutive workday.
From hourly rate to a full weekly pay breakdown in under a minute
Input your regular hourly rate and the standard hours threshold for your workweek — commonly 40 hours under US federal law, though this varies by jurisdiction and is fully adjustable.
Input the hours worked up to the standard threshold. These are paid at your base hourly rate with no multiplier.
Input the hours worked beyond the threshold and the overtime multiplier that applies — typically 1.5x (time-and-a-half) under US federal law, though it's editable for other rules.
If your jurisdiction or employer applies double-time — for example after 12 hours in a day — enter those hours and the double-time multiplier, typically 2.0x.
See total weekly pay, combined overtime and double-time pay, your effective hourly rate, annualized pay, and a full pay breakdown table by rate type.
Download a plain-text summary of the pay breakdown for your records or to compare against a payroll statement.
A realistic mixed week with regular, overtime, and double-time hours, step by step
Suppose you earn $22.00 an hour, work 40 regular hours, 8 overtime hours at the default 1.5x multiplier, and 4 double-time hours at 2.0x, with a 40-hour standard threshold. That is a 52-hour week with three pay tiers.
Explanation: Each of the 8 overtime hours earns $33.00 (time-and-a-half) and each of the 4 double-time hours earns $44.00, so the two premium tiers add $440.00 on top of the $880.00 regular pay — a 50% boost to the base week. Blended across all 52 hours, the effective rate of $25.38 is about 15% higher than the $22.00 base rate, because the premium touches only the 12 extra hours. If the same week repeated all year, annualized pay would reach $68,640.00 — but since overtime hours typically vary from week to week, treat that figure as a projection rather than a guarantee.
Sanity check: a 52-hour week at a $22.00 base rate with 12 premium hours producing $1,320.00 of gross pay is exactly what the calculator displays when you run those same inputs. If a paystub shows materially more or less, check the hours and multipliers you entered against the actual schedule and policy.
How overtime hours build on a base week and change your effective rate
After calculating, the two numbers worth reading together are Total Weekly Pay and Effective Hourly Rate. The table below shows how overtime hours add to a $22.00/hour, 40-hour base week at the default 1.5x multiplier — the calculator's on-load inputs. Figures are gross and follow the exact math the calculator runs.
| Overtime Hours | Regular Pay | Overtime Pay | Total Weekly Pay | Effective Hourly Rate |
|---|---|---|---|---|
| 0 | $880.00 | $0.00 | $880.00 | $22.00 |
| 8 | $880.00 | $264.00 | $1,144.00 | $23.83 |
| 12 | $880.00 | $396.00 | $1,276.00 | $24.54 |
| 20 | $880.00 | $660.00 | $1,540.00 | $25.67 |
For total weekly pay: each overtime hour adds 1.5x your base rate — $33.00 at $22.00/hour — so 8 overtime hours add $264.00, a 30% increase over the $880.00 base week. The effect is linear: every additional overtime hour adds exactly the same premium.
For effective hourly rate: this blends all tiers across every hour worked. Notice it rises slowly — from $22.00 to $25.67 across 20 overtime hours — because the premium touches only the overtime hours, not the base 40. That makes it the fairest number for comparing a heavy week against a standard one.
For annualized pay: multiplying weekly pay by 52 assumes every week is identical, which is rarely true when overtime varies. Use it as a rough planning projection, not a year-end guarantee.
Risk considerations: all figures are gross — taxes and paycheck deductions will reduce the actual deposit, and the result depends entirely on hours being classified correctly into tiers. Confirm exemption status and jurisdiction-specific rules before relying on an estimate.
This calculator provides estimates for educational and informational purposes only. Results may vary depending on business conditions, accounting methods, taxes, market trends, and other factors. It should not be considered financial, legal, tax, accounting, or investment advice. Consult qualified professionals before making business decisions.
Where this overtime pay calculator earns its keep
Check a paystub's gross pay against the tiers you actually worked before approving the week.
See exactly what one 8-hour overtime shift adds to the week before you volunteer for it.
Estimate the cost of a heavy scheduling week with multiple premium hours.
Cost out a proposed double-time or holiday-pay policy before it goes into effect.
Quantify the premium owed after long shifts or 7th-consecutive-day work.
Compare blended pay across busy and quiet weeks to understand your true hourly worth.
Decide whether extra hours are genuinely worth your time at your own rate.
Rough annual earnings if a typical week's overtime holds for the year.
Compare overtime-style earnings against raising your own contract rate.
Salaried non-exempt staff can convert weekly salary ÷ regular hours to a rate first.
Compare the tiered breakdown against payroll statements to catch discrepancies.
A first-pass estimate before confirming jurisdiction-specific rules with an advisor.
What this overtime pay calculator does well, and where it can't replace payroll software or labor-law advice
Three pay tiers, three multipliers — quick-reference comparison at a $22.00/hour base rate
| Pay Tier | Multiplier | Typical Rule | Example at $22/hr | Purpose |
|---|---|---|---|---|
| Regular | 1.0x | Hours up to the standard threshold (often 40/week) | $22.00/hour | Base pay for standard hours |
| Overtime | 1.5x (typical) | Hours beyond the weekly threshold under the FLSA | $33.00/hour | Time-and-a-half for extra hours |
| Double-Time | 2.0x | Some states mandate it after 12 hours in a day or a 7th consecutive workday | $44.00/hour | Premium for very long or consecutive shifts |
Common questions about overtime pay calculations
Official guidance to complement this calculator — not a substitute for legal or accounting advice
Explore other Operations & HR tools