What finance calculators does NeftCal offer?

NeftCal offers 74 free finance calculators covering real estate & housing, loans & debt, savings & deposits, investment & growth, retirement planning, tax, and budgeting — including the Loan, Mortgage, EMI-style Amortization, SIP, FD, RD, PPF, EPF, NPS, 401(k), Tax, GST, and Capital Gains Tax calculators.

Which calculator should I use to work out my loan or mortgage EMI?

Use the Loan Calculator for a general loan EMI, or the Mortgage Calculator for a home loan specifically — both show your monthly payment, total interest, and a full amortization breakdown.

What's the difference between the SIP, FD and RD calculators?

The SIP Calculator projects returns from regular monthly investments into mutual funds. The FD Calculator computes maturity value for a fixed deposit made as a lump sum. The RD Calculator computes maturity value for a recurring deposit funded with fixed monthly contributions.

Does NeftCal have retirement planning calculators?

Yes — the Finance category includes PPF, EPF, NPS, 401(k), RMD, Annuity, and Pension calculators for retirement savings and distribution projections, alongside general investment and compound interest calculators for longer-term planning.

What's in the Real Estate & Housing category?

The Real Estate & Housing category covers everything from house-hunting to homeownership: House Affordability, Rent vs. Buy, Down Payment, HELOC & Home Equity Loan, Rental Property, plus FHA, VA, UK, and Canadian mortgage variants alongside the general Mortgage Calculator.

Are NeftCal's finance calculators free, and is my financial data safe?

All 74 finance calculators are free with no signup required. They run entirely in your browser, so the numbers you enter are never sent to or stored on a server.

Finance & Investment Calculators

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Loans & Debt

16 tools

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Real Estate & Housing

9 tools

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Savings & Deposits

6 tools

🐖 Savings Goal Calculator See how a starting balance plus monthly deposits grow toward your goal Open Calculator → 💰 FD Calculator Compute fixed deposit maturity amount and interest earned Open Calculator → 🐷 RD Calculator Find maturity value of your recurring deposit scheme Open Calculator → 🏦 CD Calculator Calculate certificate of deposit maturity value and interest Open Calculator → 📮 Post Office Savings Calculator NSC, KVP, and SCSS maturity value calculators (India) Open Calculator → 🎓 College Cost Calculator Future tuition cost and the savings needed to cover it Open Calculator →

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Investment & Growth

14 tools

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Retirement Planning

11 tools

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Tax

11 tools

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Income & Budgeting

5 tools

💵 Paycheck / Salary Calculator Convert salary or hourly wage into take-home pay per paycheck Open Calculator → 📒 Budget Calculator 50/30/20 rule for needs, wants, and savings Open Calculator → ⚖️ Net Worth Calculator Track your total assets minus liabilities Open Calculator → 📍 Break-Even Calculator Find the sales volume where costs equal revenue Open Calculator → 📈 Profit Margin Calculator Calculate gross profit, net profit, and markup percentage Open Calculator →

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Economic & Reference Tools

2 tools

🎈 Inflation Calculator See how inflation erodes purchasing power over time Open Calculator → 💱 Currency Converter Convert between world currencies using live-style exchange rates Open Calculator →